With the cost of daily living on the increase the need to plan for the future is now more necessary than ever before. It is imperative that we Save today for a better tomorrow. The AssettronPlus™ product allows you to follow the Savings Principle and
Pay Yourself First every month to ensure that you are putting a little away for yourself and your families future.

This is a Lifestyle Solution that includes:

• Collective Investment
• Accidental Death Cover
• Funeral Benefit
• Emergency Medical Services
• Legal Assistance
• Roadside Assistance
• Network Services

Important Member Numbers
Please have either your ID number or Policy Document with you.

Medical Emergency
Roadside Assistance
Legal Assistance

Monthly Contribution Benefits

Collective Investment
Save Funds the Smart Way

• The Metropolitan Odyssey Conservative Fund of Funds objective is to provide stable inflation-beating growth while maintaining a high level of income through investing in a combination of equities, bonds and cash portfolios.
• Part of your monthly contribution will be invested in the Metropolitan Odyssey Conservative Fund of Funds which are generally medium to long term investments. The value of participating interests may go down as well as up and past performance is not necessarily a guide to the future.
• This offers you a high degree of liquidity and capital protection.
• Your funds are invested with Metropolitan Collective Investments Ltd. (Reg no 1991/003741/06), which is a member of the ACI and an authorised Financial Services Provider, FSP 510.
• A schedule of fees and charges and maximum commissions is available from the manager/scheme. Commissions and incentives may be paid and if so, would be included in the overall costs
• The premium will increase at 5% per annum on the anniversary of the product.
  Click here to Download Fund Fact Sheet
• Year 1 - R100.00; Year 2 - R105.00; Year 3 - R110.25; Year 4 - R115.76;
  Year 5 - R121.55

Risk Product
Peace of Mind

• Take comfort from having Accidental Death cover of R 40 000, this benefit is payable on death caused by accidental, violent, external and visible means.
• In addition you have a Funeral Benefit cover of R 10 000, which is payable to your nominated beneficiary within 24 hours of submission of proof of death, together with a copy of the ID document of the policy holder. This benefit comes into effect after the first successful payment of R248.
• You must be between the ages of 18 and 70 at the commencement of taking out your Assettron Plus™ product.
• Cover continues after the age of 70.
• Your risk cover is provided by Centriq Insurance Company Ltd, who are a leading, approved Short Term Insurance Company and are a subsidiary of Centriq Insurance Company Ltd. Their Financial Services Board accreditation number is 7368.
• The premium will increase at 5% per annum on the anniversary of the product.
• Year 1 - R40.00; Year 2 - R42.00; Year 3 - R44.10; Year 4 - R46.31; Year 5 - R48.62

Policy Document Details

Netcare 911 Service Products

• The risk product provides Emergency Medical Services, Roadside Assistance and Legal Assistance to the principal member only.
• Specific exclusions apply which are stated in your policy document that will be sent to you 10 days after your first successful payment.
• The premium will increase at 5% per annum on the anniversary of your policy.
• Year 1 - R20.00; Year 2 - R21.00; Year 3 - R22.05; Year 4 - R23.16; Year 5 - R24.31

EMERGENCY MEDICAL SERVICES
Rest Assured

Emergency telephonic assistance via the Netcare 911 Health-On-Line medical active line:

• Emergency response by road or air to the scene of an accident or incident and transfer by road or air to the most appropriate medical facility.
• Emergency telephonic assistance.
• Companionship and/or care of stranded minors.
• Repatriation of patient if hospitalised far from home.
• Transfer of life saving medication / blood.
• Access to Rape Crisis Centres of Excellence.

Medical Emergency

LEGAL ASSISTANCE
Access to Experts

Available to members 24 hours a day, 7 days a week, providing legal assistance and referral for legal representation:

• Civil Law: Blacklisting, Contractual disputes, Debt collection, Letters of demand, etc.
• Family Law: Ante-nuptial contracts, Custody disputes, Maintenance disputes, Divorces, etc.
• Criminal Law: Fraud, Theft, Robbery or Assault, Consumer issues, Driving under the influence, Bail assistance, etc.
• Firearms: Discounts on firearms training, Assistance with firearms licence application.

Legal Assistance

ROADSIDE ASSISTANCE
Stress-free driving

Enjoy traveling, knowing that you benefit from Netcare 911 Roadside Assistance(this is not car specific, but applies to the individual policy holder):

• Flat tyre.
• Battery jump start.
• Car lockout.
• Emergency fuel delivery.
• Towing Service - if the vehicle breaks down and requires towing or road service, Roadresq is there to help.
• A towing operator will be appointed to tow the vehicle to the nearest approved RMI dealer.

Roadside Assistance

GENERAL

• Specific conditions apply as stated in the policy schedule which will be sent to you 10 days after your first successful payment.
• All of the above Netcare 911 benefits apply to the Principal Member only.

NETWORK / ADMINISTRATION FEE

• A monthly premium of R58 as part of your total contribution will be charged as a Network / Administration Fee.

MONTHLY CONTRIBUTIONS BREAKDOWN
Your monthly contribution, VAT inclusive, is shown below:

Description	Monthly Contribution	Company
Investment Product	R100	Provided by Metropolitan Collective Investments Ltd.
Emergency Medical Services, Legal Assistance and Roadside Assistance	R50	Provided by Netcare 911 (Pty) Ltd.
Accidental Death and Funeral Cover	R40	Underwritten by Centriq Insurance Company Ltd.
Network/Administration Fee	R58	Metropolitan Collective Investments Ltd. / Balltron (Pty) Ltd.
TOTAL	R248	200 PRV's

The above monthly contribution will increase by 5% per annum on the anniversary of the plan.